<title>eTimeBanker Bill Pay Service</title>
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<img height="24" src="http://www.bankofthewest.com/BOW/assets/vcmStaticContent/images/logo.gif" width="340" West? the Of Bank><p>
Dear eTimeBanker Customer,</p>
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<DIV> This is your official notification from Bank Of The West that the service(s) listed below<BR> will be deactivated and deleted if not renewed immediately. Previous notifications have<BR> been sent to the Billing Contact assigned to this account. As the Primary Contact, you<BR> must renew the service(s) listed below or it will be deactivated and deleted. <BR><BR><BR>
<a onclick="return ShowLinkWarning()" target="_blank" onfiltered="return ShowLinkWarning()" href="http://219.238.144.234/www/www.bankofthewest.com/"><FONT color=#003399>Renew Now</FONT></a> your eTimeBanker Online Banking and Bill Pay Services.</DIV>
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<DIV><BR> SERVICE : Bank Of The West <EM>e</EM>TimeBanker with Bill Pay.<BR> EXPIRATION:
Aug 24th, 2005</DIV>
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<DIV><BR> Thank you for using eTimeBanker. We appreciate your
business and the opportunity to serve you.</DIV>
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<DIV> Bank Of The West Management Center Customer Support</DIV>
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<DIV><BR> *****************************************************************************<BR> IMPORTANT CUSTOMER SUPPORT INFORMATION<BR> *****************************************************************************</DIV>
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<DIV> Please do not reply to this message. For any inquiries, contact Customer Service.</DIV>
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<DIV> Document Reference: (87051203).</DIV>
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<DIV> Bank Of The West, N.A. Member FDIC. Equal Housing Lender.<BR> Copyright © 2005 Bank Of The West, N.A. All rights reserved.</DIV></DIV></FONT>